Axis Bank Credit Cards 2026
Fourth-largest issuer; took over Citibank India’s card portfolio in 2023. Compare 9 cards by fees, rewards, lounge access and eligibility, plus customer care and bill payment details.
Card terms checked 8 October 2026Axis Bank credit cards
Best Axis Bank card by need
| Need | Card | Annual fee | Why |
|---|---|---|---|
| Cashback | Axis Bank ACE | ₹499 | Flat cashback on all spends plus bill payments via GPay |
| Rewards | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| Travel | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| Lounge access | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| Fuel | IndianOil Axis Bank | ₹500 | IndianOil fuel buyers wanting a RuPay card |
| Shopping | Flipkart Axis Bank | ₹500 | Flipkart and Myntra shoppers |
| Premium | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| RuPay on UPI | IndianOil Axis Bank | ₹500 | IndianOil fuel buyers wanting a RuPay card |
Compare all Axis Bank cards
| Card | Joining / annual fee | Reward rate | Lounge | Forex markup | Net value on ₹3 lakh/yr spend* |
|---|---|---|---|---|---|
| Axis Bank Atlas | ₹5,000 / ₹5,000 | 2.00% base value | Silver: 8 domestic + 4 intl; Gold: 12 + 6; Platinum: 18 + 12 per year | 3.50% | ₹100 |
| Axis Bank ACE | ₹499 / ₹499 | 1.50% base value | 4 domestic visits/yr on Rs 50,000 spend in prior 3 months | — | ₹4,500 |
| Flipkart Axis Bank | ₹500 / ₹500 | 1.00% base value | None standard | — | ₹2,410 |
| Airtel Axis Bank | ₹500 / ₹500 | 1.00% base value | None (domestic lounge visits discontinued Apr 2026) | — | ₹2,410 |
| Axis Bank Privilege | ₹1,500 / ₹1,500 | 1.00% base value | 2 domestic lounge visits/quarter with Rs 50,000 quarterly spend | — | ₹1,230 |
| Axis Bank MY Zone | ₹500 / ₹500 | 0.40% base value | 1 domestic visit/quarter on Rs 50,000 spend in previous 3 months | 3.50% | ₹610 |
| IndianOil Axis Bank | ₹500 / ₹500 | 0.20% base value | None standard | — | ₹10 |
| Axis Bank Magnus | ₹12,500 / ₹12,500 | See card page | Unlimited international via Priority Pass; domestic on Rs 50,000 quar… | 2.00% | — |
| Axis Magnus for Burgundy | — / — | See card page | — | — | — |
* Base reward value on ₹3 lakh of yearly spends minus annual fee + 18% GST (fee treated as waived when the published waiver threshold is ₹3 lakh or less). Accelerated categories, caps and exclusions change the real value — see each card page.
Customer care
| Service | Number |
|---|---|
| Credit card toll-free | 1800 103 5577 / 1800 209 5577 |
| Credit card (chargeable) | 1860 419 5555 / 1860 500 5555 |
| 24x7 emergency from abroad | +91 22 6798 7700 |
| WhatsApp banking | 70361 65000 |
Bill payment
- Axis Internet Banking / Mobile app
- NEFT: IFSC UTIB0000400, beneficiary account = 16-digit card number, name as on card (clears in 1 working day)
- IMPS (mobile 9619919900, MMID 9211400 per paisabazaar - verify)
- Visa Money Transfer (2 working days)
- Other-bank internet banking / BillDesk (3 working days)
- Non-Axis cheque (3-5 working days)
Eligibility
| Criterion | Axis Bank |
|---|---|
| Age | 18-70 (card-specific) |
| Documents | PAN, Aadhaar / address proof, Salary slip or ITR / bank statement |
Frequently asked questions
Which Axis Bank credit card is best?
It depends on how you spend. By base reward value, Axis Bank Atlas ranks first among the cards we track; for no fees, look for fee-waiver conditions. Use the comparison table and the value calculator on each card page.
What is the Axis Bank credit card customer care number?
Credit card toll-free: 1800 103 5577 / 1800 209 5577; Credit card (chargeable): 1860 419 5555 / 1860 500 5555.
How do I pay my Axis Bank credit card bill?
Axis Internet Banking / Mobile app; NEFT: IFSC UTIB0000400, beneficiary account = 16-digit card number, name as on card (clears in 1 working day); IMPS (mobile 9619919900, MMID 9211400 per paisabazaar - verify).
What is the eligibility for a Axis Bank credit card?
Age 18-70 (card-specific).
Compiled from Axis Bank’s published card terms and reputable card-review sources (per-card source and date on each card page). FinancePortal is not affiliated with Axis Bank.