Gold Calculators
Gold Loan Eligibility Calculator
How much loan your jewellery can get under RBI LTV slabs.
Rates as on 26 September 2026 · Updated 27 September 2026
Today’s 22K / 24K (Delhi)
₹14,095 / ₹14,800
per gram, excl. GSTGold Loan Eligibility Calculator
Enter net weight and purity to see value, applicable LTV slab and eligible loan amount, plus monthly interest.
How it works
Value = net weight × karat rate of the selected city. RBI LTV slabs (effective 1 April 2026): up to 85% for loans up to ₹2.5 lakh, 80% for ₹2.5–5 lakh and 75% above ₹5 lakh. Lenders use their own reference rate, typically based on the 22K price. Compare gold loans →
Today’s rates used
| City | 24K / g | 22K / g | 18K / g |
|---|---|---|---|
| Mumbai | ₹14,747 | ₹14,045 | ₹11,491 |
| Delhi | ₹14,800 | ₹14,095 | ₹11,532 |
| Bangalore | ₹14,810 | ₹14,105 | ₹11,540 |
| Chennai | ₹14,700 | ₹14,000 | ₹11,455 |
| Hyderabad | ₹14,700 | ₹14,000 | ₹11,455 |
| Kolkata | ₹14,852 | ₹14,145 | ₹11,573 |
| Pune | ₹14,747 | ₹14,045 | ₹11,491 |
| Ahmedabad | ₹14,804 | ₹14,099 | ₹11,536 |
Gold rates are indicative market references (26 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell gold.