Gold Calculators
Gold Investment Return Calculator
Estimate future value of a lump sum or monthly gold SIP.
Rates as on 26 September 2026 · Updated 27 September 2026
Today’s 22K / 24K (Delhi)
₹14,095 / ₹14,800
per gram, excl. GSTGold Investment Return Calculator
Project the value of a gold lump sum or SIP (ETF / fund) at an assumed annual gold price growth, with post-tax estimate.
How it works
Future value = lump sum × (1 + g)years + monthly SIP compounded at the equivalent monthly rate. Tax shown at 12.5% LTCG; ETFs need 12 months and physical/digital gold and gold funds 24 months to qualify as long-term. Gold returns are not guaranteed.
Today’s rates used
| City | 24K / g | 22K / g | 18K / g |
|---|---|---|---|
| Mumbai | ₹14,747 | ₹14,045 | ₹11,491 |
| Delhi | ₹14,800 | ₹14,095 | ₹11,532 |
| Bangalore | ₹14,810 | ₹14,105 | ₹11,540 |
| Chennai | ₹14,700 | ₹14,000 | ₹11,455 |
| Hyderabad | ₹14,700 | ₹14,000 | ₹11,455 |
| Kolkata | ₹14,852 | ₹14,145 | ₹11,573 |
| Pune | ₹14,747 | ₹14,045 | ₹11,491 |
| Ahmedabad | ₹14,804 | ₹14,099 | ₹11,536 |
Gold rates are indicative market references (26 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell gold.